Online Banking – Your Digital Branch, Open 24/7
Welcome to Chartered Union’s Online platform, where convenience, security, and control converge in a single, intuitive experience. From checking balances on the go to managing complex financial tasks, our digital suite empowers you to handle every aspect of your banking life anytime, anywhere.
Seamless Account Access
Log in once and instantly view all your accounts—checking, savings, credit cards, loans, and investments—in a unified dashboard. Real‑time balances, recent transactions, and customizable alerts keep you informed at a glance, while powerful search filters let you locate specific activity in seconds.
Secure Transactions
Your safety is our priority. Every session is protected by industry‑leading encryption, multi‑factor authentication (MFA), and biometric login options (fingerprint or facial recognition). Transaction monitoring detects unusual patterns, and you receive instant notifications for any activity that requires attention.
Bill Pay & Scheduling
Pay utilities, credit cards, mortgage instalments, and more with just a few clicks. Set up one‑time or recurring payments, choose payment dates, and receive confirmation emails. You can also schedule future transfers between your own accounts, ensuring funds are where you need them when you need them.
Mobile Check Deposit
Skip the trip to the branch. Snap a photo of the front and back of a check using our mobile app, and the amount is deposited instantly into your chosen account. The app validates image quality and provides a receipt, so you always know the status of your deposit.
Fund Transfers Made Easy
Transfer money between your own accounts, to other XYZ Bank customers, or to external banks via ACH and wire services. Instant internal transfers happen in real time, while external transfers are processed quickly and securely, with clear tracking throughout the process.
Account Management Tools
Update personal information, set up account alerts, order new debit or credit cards, and manage sign‑on credentials—all from within the online portal. You can also add authorized users, set spending limits, and configure account freezes if needed.
Financial Insights & Planning
Our platform includes built‑in budgeting tools, spending categorization, and goal‑setting features. Visual charts illustrate where your money goes, while automated insights suggest ways to save or reduce fees. Link external accounts for a holistic view of your financial picture.
Customer Support at Your Fingertips
Chat with a representative, send a secure message, or schedule a video call directly from the dashboard. Knowledge‑base articles and guided tutorials are searchable, helping you resolve common questions without leaving the platform.
Continuous Innovation
Chartered Union’s online banking is continuously updated with new features based on user feedback and emerging technology. Regular releases bring enhancements in speed, security, and functionality, keeping your digital banking experience modern and reliable.
Experience banking without borders. Sign in today to explore the full capabilities of Chartered Union’s Online Banking and take control of your financial world—anytime, anywhere.